Our Services
Why Work With Prime Credit Time?
Build Strong Credit. Build Your Future.
Having great credit has never been more important. Whether you’re buying a home, financing a vehicle, or starting a business — your credit matters.
At Prime Credit Time, we make credit repair simple, transparent, and effective.
Having great credit has never been more important. Whether you’re buying a home, financing a vehicle, or starting a business — your credit matters.
At Prime Credit Time, we make credit repair simple, transparent, and effective.
Services include:
Personalized Dispute Options to Fit Your Exact Credit Repair Needs.
|
An Experienced Case Analyst and Case Advisor Working Personally With You throughout The Process.
|
Custom Dispute Letters Submitted On Your Behalf.
|
Access to Your Case Status and Updated Information - 24 Hours A Day / 7 Days A Week.
|
Why Clients Choose Us
Integrity & Transparency
No hidden fees. No long-term contracts. No false promises ever.
Experience That Matters
Our team understands consumer, business, and mortgage credit inside and out.
Personalized Support
Work directly with a dedicated case analyst who tailors a plan to your goals.
24/7 Client Portal Access
Securely track your progress, view updates, and communicate anytime.
Education That Empowers You
We help you rebuild and teach you how to protect your credit for life.
No hidden fees. No long-term contracts. No false promises ever.
Experience That Matters
Our team understands consumer, business, and mortgage credit inside and out.
Personalized Support
Work directly with a dedicated case analyst who tailors a plan to your goals.
24/7 Client Portal Access
Securely track your progress, view updates, and communicate anytime.
Education That Empowers You
We help you rebuild and teach you how to protect your credit for life.
Our Credit Repair Services
We operate within your rights under the Fair Credit Reporting Act (FCRA) and the Credit Repair Organizations Act (CROA) to ensure your credit reports are accurate and fair.
Here’s what we do for you:
Here’s what we do for you:
- Review your credit reports from all major bureaus
- Identify inaccurate, unverifiable, or obsolete items
- Prepare and submit custom dispute letters on your behalf
- Provide personalized dispute strategies
- Offer ongoing coaching and credit-building advice
- Deliver real-time case updates through your secure client portal
Real Client Results
Even small improvements in your credit score can make a big difference in your finances.
Average Score Increases:
✅ Within 35 Days
• +10 points — 93% of clients
• +20 points — 71%
• +50 points — 25%
• +100 points — 15%
✅ Within 90 Days
• +10 points — 97%
• +20 points — 82%
• +50 points — 40%
• +100 points — 25%
Average 6-Month Increase: 60 Points
Results vary by individual and depend on participation and reporting agency response times.
Average Score Increases:
✅ Within 35 Days
• +10 points — 93% of clients
• +20 points — 71%
• +50 points — 25%
• +100 points — 15%
✅ Within 90 Days
• +10 points — 97%
• +20 points — 82%
• +50 points — 40%
• +100 points — 25%
Average 6-Month Increase: 60 Points
Results vary by individual and depend on participation and reporting agency response times.
Simple, Transparent Pricing
- $149 to start
- $99 per month
We charge less than what you’d pay for a few hours with an attorney — and support you until your case is complete.
Our 3-Day Cancellation Policy
You may cancel services at any time.
If you cancel within three (3) business days of signing, you’ll receive a full refund — no penalties or obligations.
We earn your trust through results, not contracts.
If you cancel within three (3) business days of signing, you’ll receive a full refund — no penalties or obligations.
We earn your trust through results, not contracts.
Ready to Begin?
Take control of your financial future today.
Sign up securely online and start your personalized credit repair program with Prime Credit Time.
Sign up securely online and start your personalized credit repair program with Prime Credit Time.
These people had amazing results
|
"I was referred to Prime Credit Time when I was denied for an auto loan. My credit score drastically improved quickly. My auto loan was approved at 0% interest. I'm now purchasing my first home and was approved at an excellent interest rate."
Callum R. |
"I saw the Prime Credit Time billboard and decided to give them a call. I signed up and to my surprise, my first month, I had seven out of ten negative accounts removed from my Trans Union credit report! Thank you PCT!"
Dave I. |
"Signing up with Prime Credit Time was one of the best choices I've made. When I started, my credit score was in the 500's. The team at Prime Credit Time was fast, efficient and with their help, I'm proud to say my credit score in in the mid 700's!"
Kayla G. |
